Victory Collective

helping you navigate your path towards flourishing

Understanding Your Pay Stub: Where Your Money Goes and What Net Pay Really Means budgeting Sep 16, 2025

Have you ever looked at your paycheck and wondered, "Where did all my money go?" You're not alone. Many people glance at their pay stub, notice the difference between the gross and net amounts, and fe...

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The Power of Pensive Purchases: A 24-Hour Rule for Mindful Spending budgeting May 31, 2025

Do you often find yourself making impulse purchases that you later regret? You're not alone. The good news is there's a simple technique that can help you make more thoughtful spending decisions: the ...

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Finding the Sweet Spot in Budget Tracking: Not Too Broad, Not Too Detailed budgeting May 16, 2025

When it comes to tracking expenses, many people struggle to find the right balance. Too much detail can make budgeting feel overwhelming and time-consuming, while being too broad might not provide eno...

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Small Steps, Rich Returns

Monthly brief on spending, key financial dates and helpful tools

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